Conforming Loan Amounts - FRM & ARM
Conforming Loan Amounts - FRM & ARM
  • Fixed Rate: Loan Terms of 15 and 30 years are eligible
  • Adjustable Rate: 5/1 hybrid ARM, 30 year amortization
  • Primary Residence Only
  • See Rushmore Correspondent Lending Services Guidelines for Loan Limits
  • 600 minimum score for all borrowers
  • VA qualifying ratios are 41%, unless there are significant compensating factors or an AUS Approval is received. Debt Ratios over 41% must residual income requirements met, as required by VA
  Click here to view Conforming Loan Amounts - FRM & ARM Guidelines

High Balance Loan Amounts – FRM & ARM
High Balance Loan Amounts – FRM & ARM
  • Fixed Rate: Loan Terms of 15 and 30 years are eligible
  • Adjustable Rate: 5/1 hybrid ARM, 30 year amortization
  • Primary Residence Only
  • See Rushmore Correspondent Lending Services Guidelines for Loan Limits
  • 620 minimum score for all borrowers
  • VA qualifying ratios are 41%, see Rushmore Correspondent Lending Services Guidelines for more detail
  Click here to view High Balance Loan Amounts – FRM & ARM Guidelines

IRRRL Conforming Loan Amounts - FRM & ARM
IRRRL Conforming Loan Amounts - FRM & ARM
  • Fixed Rate: Loan Terms of 15 and 30 years are eligible
  • Adjustable Rate: 5/1 hybrid ARM, 30 year amortization
  • Primary, Second Home, and Investment Properties
  • Total loan amount may be up to 100% of appraisal value. Refer to corresponding topic(s) in full guidelines for specifics
  • 600 minimum score for all borrowers, for Credit Qualifying and Non-Credit Qualifying IRRRL transactions
  • VA qualifying ratios are 41%, see Rushmore Correspondent Lending Services Guidelines for more detail
  Click here to view IRRRL Conforming Loan Amounts - FRM & ARM Guidelines

IRRRL High Balance Loan Amounts – FRM
IRRRL High Balance Loan Amounts – FRM
  • Loan Terms of 30 years
  • Primary, Second Home, and Investment Properties
  • Total loan amount may be up to 100% of appraisal value. Refer to corresponding topic(s) in full guidelines for specifics. Minimum loan amount $484,351
  • 600 minimum score for all borrowers, for Credit Qualifying and Non-Credit Qualifying IRRRL transactions
  • VA qualifying ratios are 41%, see Rushmore Correspondent Lending Services Guidelines for more detail
  Click here to view IRRRL High Balance Loan Amounts – FRM Guidelines